Ira Contribution Limit 2025 Catch Up. The salary deferral limit for employees who participate in 401 (k) plans,. Under a provision of secure act 2.0, plan participants in a specific age group can now boost their contributions to 401(k) and related plans.
So, these taxpayers can still contribute an additional $7,500 in 2025 ($31,000 total). The annual ira contribution limit will remain $7,000.