Roth Ira Contribution Limits 2025 Magi Limit Increase. The limit on annual contributions to an individual retirement account (pretax or roth or a combination) remains at $7,000 for 2025, the same as in 2024. The contribution limit will increase to $23,500, up from $23,000 in 2024.
401 (k), 403 (b), 457 plans: Here’s how much you can contribute to retirement accounts in 2025.